![]() It will cover the cost of your own repairs, even if it was you that caused the accident. Collision coverage: Collision pays for repairs to your car in the event of a collision with another vehicle or object.It will not help pay for your own car’s repairs. Liability coverage: Liability auto insurance pays for injuries to other people and property damage in the event of an accident where you are at fault.Most providers offer the following standard types: However, buying car insurance isn’t always simple, partly because there are a variety of different types of car insurance coverage. ![]() Even a low-speed crash can cause damages ranging from $1,000 to $10,000 or higher.Ĭar insurance for international students works the same as it does for everyone else in the United States. Insurance is important because car accidents aren’t only dangerous – they’re expensive. ![]() In addition to the car itself, all drivers need two things: a valid driver’s license and proof of insurance. Access to a car and the ability to drive is a necessity for many living in the United States. cities are spaced far apart, and public transportation within and between these cities is often poor or nonexistent.
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